Business Insurance - Western Community Insurance Company

Protect Your Washington Business with Confidence

Western Community Insurance offers customizable Commercial Package Policies (CPP) built for Northwest businesses — and backed by local agents who know your community.

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When your Business Changes, so do Your Risks

As your business grows, so do your risks. If you’ve:

Hired new staff
Invested in equipment
Opened another location

…your coverage may not have kept pace. Our agents review your policy, identify gaps, and tailor protection that fits your operation today — and wherever it’s headed next.

What’s Covered?

Our CPP packages combine essential protections with options you can customize:

Property Insurance – Protects your building, inventory, furnishings, and equipment from covered perils like fire, theft, and weather damage.
General Liability – Helps protect your business if someone is injured on your premises or you’re held responsible for property damage.
Commercial Auto – Coverage for vehicles used in daily operations, deliveries, or job site visits.
Equipment Breakdown – Pays to repair or replace critical equipment after a mechanical or electrical failure.
Additional Options – Business income, cyber liability, employee dishonesty, utility service interruption, and more.

Why Choose Western Community?

Northwest business owners need more than just a policy — they need a partner who understands local risks and goals.

Local Insight – Our agents live and work where you do.
Customized Coverage – Designed specifically for Northwest businesses.
Quick Claims Service – Local adjusters resolve claims faster and more effectively.
Financial Strength – Backed by our parent company, Farm Bureau Insurance Company of Idaho:
- Recognized multiple times as a Ward’s Top 50 insurer
- Rated “A” (Excellent) by AM Best
- Idaho’s largest domestic property-casualty insurer
- Supported by nearly $500 million in reserves

ROOTED IN THE NORTHWEST
Since 1947, we’ve been committed to helping local businesses thrive. Whether you’re running a café, managing a shop, or growing a service-based business, our agents are here to help protect what you’ve built.

*Disclaimer – Business insurance products are offered through Western Community Insurance Company, Pocatello, ID.

This is a general description and not a policy contract. Please read the actual policy documents for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between the information found on this website and the policy, the policy prevails.

Protect Your Washington Business with Confidence

When your Business Changes, so do Your Risks

What’s Covered?

Why Choose Western Community?

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